You Can Have Your Cake and Personal Growth, Too

Have you been meaning to invest yourself in personal development but never got to because you are in some other niche, doing busy things? Do not procrastinate any longer because you can have your cake and personal growth, too. This article shows you how. Read on to find out.For instance, you are busy all throughout week days but you can make sometime in the weekend to buy a good personal development kit including audio, videos and eBooks. Delegate another time schedule to it in the weekend again. Whatever you are learning, make a note of it in a new journal and apply to your daily life.Even if you proceed at a snail pace with personal development, you will still be learning and gathering ideas. The important thing here is to apply it to daily life. Next you engage some of your weekend time to see replays of online webinars and master classes. These are usually free. You just need to sign up for newsletters of self-help experts.

While you still pace up slow and steady with personal growth, you will still be seeing results if you are really serious about it, learning and applying.That is what this article wants to demonstrate to you. You can have your cake, giving time to your main work all week and enjoying some of your time in the weekend, going for personal growth.Personal growth is all about converting your own self into a much better version of yourself on a daily basis until you become your best self.It also teaches you how to turn overwhelming challenges into opportunities, how to solve your burning problems, how to manifest your earnest desires, how to earn peace of mind, how to be productive, live big and much more.As you can see, investing yourself in personal growth is that promising. So I suggest you persevere and commit to it. The end results are very rewarding.

Meanwhile you really can enjoy your cake, pursuing your career and putting some of the ideas of personal growth in it and thrive doubly. What better way is there to apply your knowledge of handling challenges, manifesting your new desires and being productive in your career and start soaring to greater heights?While this is all good and true, if you just go through personal growth material half-heartedly, none of it will ever work. You really need to dedicate yourself to it going through it, learning it enthusiastically and applying it vividly to every opportunity of your life.

Who’s Financing Inventory and Using Purchase Order Finance (P O Finance)? Your Competitors!

It’s time. We’re talking about purchase order finance in Canada, how P O finance works, and how financing inventory and contracts under those purchase orders really works in Canada. And yes, as we said, its time… to get creative with your financing challenges, and we’ll demonstrate how.

And as a starter, being second never really counts, so Canadian business needs to be aware that your competitors are utilizing creative financing and inventory options for the growth and sales and profits, so why shouldn’t your firm?

Canadian business owners and financial managers know that you can have all the new orders and contracts in the world, but if you can’t finance them properly then you’re generally fighting a losing battle to your competitors.

The reason purchase order financing is rising in popularity generally stems from the fact that traditional financing via Canadian banks for inventory and purchase orders is exceptionally, in our opinion, difficult to finance. Where the banks say no is where purchase order financing begins!

It’s important for us to clarify to clients that P O finance is a general concept that might in fact include the financing of the order or contract, the inventory that might be required to fulfill the contract, and the receivable that is generated out of that sale. So it’s clearly an all encompassing strategy.

The additional beauty of P O finance is simply that it gets creative, unlike many traditional types of financing that are routine and formulaic.

It’s all about sitting down with your P O financing partner and discussing how unique your particular needs are. Typically when we sit down with clients this type of financing revolves around the requirements of the supplier, as well as your firm’s customer, and how both of these requirements can be met with timelines and financial guidelines that make sense for all parties.

The key elements of a successful P O finance transaction are a solid non cancelable order, a qualified customer from a credit worth perspective, and specific identification around who pays who and when. It’s as simple as that.

So how does all this work, asks our clients.Lets keep it simple so we can clearly demonstrate the power of this type of financing. Your firm receives an order. The P O financing firm pays your supplier via a cash or letter of credit – with your firm then receiving the goods and fulfilling the order and contract. The P O finance firm takes title to the rights in the purchase order, the inventory they have purchased on your behalf, and the receivable that is generated out of the sale. It’s as simple as that. When you customer pays per the terms of your contract with them the transaction is closed and the purchase order finance firm is paid in full, less their financing charge which is typically in the 2.5-3% per month range in Canada.

In certain cases financing inventory can be arranged purely on a separate basis, but as we have noted, the total sale cycle often relies on the order, the inventory and the receivable being collateralized to make this financing work.

Speak to a credible, trusted and experienced Canadian business financing advisor as to how this type of financing can benefit your firm.